22. November 2016 at 8:25 #1081
I have got a text with the letterhead of the Bank of America. It looks real!
But they ask my to click for to give information regarding my account.
That made me suspicious … and I´m sure that is a scam!
Did you ever got fake messages o calls from your bank???22. November 2016 at 8:25 #788
Scam told me he was going to lower my interest rates on my credit cards (I have cards with 2 different banks) and then I gave him both card numbers and expiration dates.
After that he asked me if I was in a relationship and if I was happy I answered yes and then asked me if I was a virgin i said the questions were inappropriate and he hung up (I just turned 18 so I am aware of how naive it was to tell him my information)15. December 2016 at 9:28 #879
There are so many scammers. Better be careful.
I generally do not give any information from me on the phone and do not conclude any contracts by telephone.
And I hope you have learned from your experience and that will not happen to you again.10. January 2017 at 19:26 #1103
some days ago y was called and they wanted to offer me an lower rate for my credit card. I told them, I don’t have a credit card, just wanted to know how they got my tel number. They just hang up!! I called the number back several times, but my calls never went through. I’m really sure that’s a scam!
Greetings13. January 2017 at 7:49 #1113
Hello all together,
I´ve got also calls from “Consumer Credit card services”. The guy said it was in regards to my visa and MasterCard and he sees I make ontime payments. I asked what bank he is from and he hung up on me.
It was similar to Sarah91. Please beware!!14. January 2017 at 8:35 #1126
I was also called from someone … but it was a credit card scam. 🙁16. January 2017 at 12:03 #1133
This week I got a call, claiming to be part of the TD, CIBC and ScotiaBank. They were offering me a cheap interest rates on my existing VISA Card. So the first impression was, that is a serious call. But then I recognized, they only new my name but had not any idea about me. They were just looking to extract my information to scam me after that.
So really be beware: DO NOT GIVE THEM ANY INFORMATION ABOUT YOU, YOUR ADRESS, PHONE NUMBER, BANKACCOUNT OR CREDIT CARDS!!!!23. January 2017 at 11:16 #1171
Thank you for sharing your experiences with us! 🙂
If we speak about this maybe we can inform and warn other people …
So if you have any experience please let us know!27. January 2017 at 16:33 #1211
I got a lot of callings. They are trying to get your credit card information.
They use multiple phone numbers … they wont stop calling!28. January 2017 at 16:36 #1219
I received a call from a man saying I could get a grant to pay off my credit cards and one for my house. Both I didn’t have to pay back. Hate to admit it but the guy was really convencing.
Then I was in contact with so many different people. The one was a lady and every time I asked her a question she would hang up.
That is when I called all my credit card companies up to let them know I was scammed and had to change all my credit card’s.5. February 2017 at 10:49 #1322
We received a call, wanting our credit card information.
When we asked for the callers website address to verify his identity, and to securely add credit card info to an actual website rather than verbally give caller our credit card information, the caller became very angry.
You see it`s a good way, just to ask for more information about the caller. This will help you to indentify a scam caller.12. February 2017 at 15:34 #1426
9038254684 – Caller is a recording. “There is nothing wrong with your accounts….” sounds like they are your bank and know your information. They don t – they are just phishing.
Also, they have not purchased the Federal Do Not Call Listing, or they would not be calling me! So they are lawbreakers already. They are not honoring people s personal wishes to have a private home and business life.
Our rule here; Never, never, never do business with a company that contacts you over the phone!18. March 2017 at 11:16 #1588
Unfortunately fraud is a current topic. 🙁
Tactics of Credit Card Scammers
1. They want to trigger in you a feeling of joy over an unexpected blessing or gift.
- Often fraudsters offer to lower the interest rates on your credit card or to minimize some of the debt. Before the promised performance can be fulfilled a fee has to be paid. Or they will ask for personal and financial data.
- Sometimes they say you won a free trip or cruise. But you have to pay for taxes and fees. So they need your credit card information.
2. They want to trigger panic in you.
- They call themselves fraud specialists from your credit card company. The caller inform you about an unusual charge on your credit card and asks if you authorized it. If you say no, they offer an investigation. To ensure that the credit card is still in your possession, they need the security code on the back.
- Many people receive phone calls from someone who claims to be from the IRS. The callers pretend to know much about their victims and are telling them, they owe money to the IRS. Those criminals say, the money has to be paid promptly. Here you will find experiences of IRS phone scam.
- Another way how fraudsters work is to pretend to be a technician of Microsoft. They want to “help” solve a computer problem and therefore want to access to your computer. The service must be paid by your credit card.
Don´t forget many fraudsters have a lot of your personal information and they seem to be trustworthy. Never give out your personal or credit card information to calls you didn´t initiate!!15. May 2017 at 11:55 #1851
Security Advices – How to Protect Yourself Against Fraud
21. September 2017 at 11:25 #2004
- Don´t give PINs or passwords to third persons, including family members. A reputable bank will not ask for passwords, access codes or personal data.
- Never let yourself be pressured. Fraudsters are putting a sense of urgency to you to force you to make quick decisions. Do not trust anyone who pressures you.
- If you have any doubts about the caller’s identity, please, finish the call or ask for the name and telephone number of the caller. Check the telephone number (for example at the company´s website, phone book or the statement of your account). If you call back, do not use the phone on which you were called.
- Never transfer money, not even if the caller has a plausible explanation or says he is from your bank or police station.
- Never give a stranger remote access to your computer. Some fraudsters claim to be technicians and want to help to solve a problem. No one can know if you have problems with your PC. Callers who claim that are not serious.
- If you think you’ve fallen for the scam, contact your bank immediately. Also inform the police!
- Be suspicious and use your common sense.
- Never reply to e-mails asking you to provide personal information to verify or reactivate your account. When you receive an email requesting a specific number, do not call the number.
- Protect your computer by running and updating the security software purchased from trustworthy sources.
Caller texted me saying I have an e-transfer overpayment and sent me a link to claim it.
Scam to access bank information
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